PROTECTING YOUR PERSONAL INFORMATION: The basis of each customer relationship with Advanced Mortgage is built on trust. You have chosen to do business with us, and we guard that relationship with great care, beginning with the information you have chosen to share with us. Advanced Mortgage, its family of financial services companies ("affiliates") and employees, are dedicated to protecting the privacy of your nonpublic personal information. We maintain information about you in order to provide you with the most effective and convenient access to our broad range of financial products and services. We want you to understand what information we collect, and how we use and protect it.
WHAT INFORMATION WE COLLECT AND MAY DISCLOSE: "Nonpublic personal information" is information about you we obtain in connection with providing a financial product or service. Such information includes account balance, income, assets, insurance premiums, payment history and overdraft history. We may collect nonpublic personal information about you from the following sources: (i) information that you provide to us, such as on applications or other forms, (ii) Information about your transactions with us, our affiliates or others, or (iii) information from others, such as credit bureaus, real estate appraisers, and employers.
We work with a variety of third parties to bring you financial services. We disclose information as necessary to fulfill these third party service agreements. For example, we may disclose information to third parties assisting us in servicing or maintaining your loan or deposit account, or other business relationship, such as printing checks or billing loan payments. We may also disclose information to governmental entities, such as sending annual income statements to the IRS, and to other third parties such as credit bureaus, or in response to subpoenas.
OUR SECURITY PROCEDURES: To maintain security of customer information, we restrict access to your personal and account information to persons who need to know that information to provide you products or services. We maintain physical, electronic and procedural safeguards to guard information. Information you submit to us via our web forms is encrypted using 128-bit SSL encryption and 2048-bit OpenPGP Secure Socket Layer (SSL) technology, making your connection to our server completely secure and confidential. Our SSL technology is compatible with at least 99.3% of all popular browsers including Internet Explorer, Netscape Navigator, Opera, Firefox, AOL, Safari, Mozilla, and more.
You can always visit this site and find out about our products and services, read about our company, get news updates, or other value-added services without giving us any information about yourself.
COOKIES: In order to provide better service, we use "cookies." A cookie is a small piece of information which a web site stores on your web browser on your computer and can later retrieve. The cookie cannot be read by a web site other than the one that set the cookie. Most cookies last only through a single session, or visit. None will contain information that will enable anyone to contact you by telephone, e-mail, or postal mail. You can set up your web browser to inform you when cookies are sent, or to prevent cookies from being set. We use cookies to record user-specific information on what pages users access or visit, and to customize site content based on visitors' browser type or other information that the visitor sends.
For each visitor to our site our web server automatically recognizes the consumer's domain and/or IP address, but not the e-mail address. Only e-mail addresses of those who communicate with us via our contact form and/or e-mail (which is information submitted only voluntarily to us by a visitor) is kept on file. We store clients' electronic mail and other communications as a necessary incident to the transmission and delivery of those communications. ^
WHAT TO DO IF YOU FEEL WE ARE NOT FOLLOWING OUR STATED PRIVACY POLICIES: If you feel that we are not following our stated privacy policies, you may contact us by mail, email, telephone or fax, and you may also contact The DMA's Committee on Ethical Business Practices, state or local chapters of the Better Business Bureau, state or local consumer protection office, The Federal Trade Commission by phone at: 202.FTC-HELP (202.382.4357) or electronically.
